Final Expense Insurance



Final expense insurance is an life insurance policy used to pay for the costs of funeral services and a burial when the named insured dies. Such a policy helps ease the financial burden that can devastate a family when a loved one dies. With the average cost of funeral and burial costs now at nearly $8000*, and a Social Security benefit only $255**, the need for this type of protection is very real, and very popular.

Although the policy is called “final expense insurance,” it is very similar to a traditional life insurance policy, but usually with a small monetary value, typically between $5,000 – $10,000.

Final expense insurance allows the named insured to feel safe knowing that funeral-related expenses are covered regardless of the disposition of their estate at the time of death.

The two most common types of final expense insurance are term and whole life. Term life insurance covers the insured for a specific time period or until a set age, after which coverage expires. Whole life insurance covers the insured for the remainder of his or her life.

IntelOne has relationships with several of the nation’s leading final expense carriers, as well as exclusive products that can give you a real market edge. Our quality Final Expense leads put you in front of qualified prospects that have asked for and need this important coverage.