Business Owner Retirement Plan

Protect your future with guaranteed income for the rest of your life. Speak with our financial experts today to find the best options for your financial situation.

Retirement plans for small businesses

Why have a small-business retirement plan?

Basically, there are 4 types of retirement plans that small-business owners might consider:

  1.     Simplified Employee Pension Plan (SEP IRA)
  2.     Savings Incentive Match Plan for Employees (SIMPLE IRA)
  3.     Self-Employed 401(k) plan
  4.     401(k) plan (better for larger companies given setup costs, administration, fiduciary responsibilities, etc.)

Here are 3 very compelling reasons:

  •   Your plan not only helps secure your future—it may be the primary way your employees can help secure theirs.
  •   Offering a plan helps make your business competitive when it comes to attracting and keeping good employees.
  •  There are potential tax benefits to offering a plan, because plan contributions for the business owner are deductible as a business expense.


Contact us to learn more about the right insurance for you.